Lane End, Lôn Sarn Bach, Abersoch, Pwllheli, LL53 7EL

UPRN:200003190837Detached House3 bedsBuilt 1983-1990

FreeholdCouncil Tax: -EPC: E (47)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Lane End, Lôn Sarn Bach, Abersoch, Pwllheli, LL53 7EL

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£657,000

£624k - £690kHigh

Estimate

£657k

Range

£624k – £690k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

3.27%

Verdict

Derived from HomePortfolio scores

Lane End earns an INVESTIGATE rating with HP Score 75/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 31 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH), sold-comps -31.5%, £/sqft -31.5%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200003190837· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.6%· as of 19 Oct 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.64
- valuation_snapshotsrent estimate 1800/mo (range 1550-2050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,591/mo, -88% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 31 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 114 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 31 Oct 2026
Risk & liquidity14.6/15
181 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£495,000£759,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£660,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,550-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £222,300
Net cash flow: -£981/mo
Cash on cash: -5.3%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.81 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003190837Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 23.6%Valuation edge · as of 19 Oct 2026
valuation_snapshotsrent estimate 1800/mo (range 1550-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 31 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 31 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1550-2050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 114 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£657,000

Rent Estimate (pcm)£1,800

Gross Yield3.27%

1y Growth-

3y Growth-3.4%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price£430,000 (2013-03-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL53 7EL

Approval Rate

-12mo

Development

low

C26/0379/39/RA
Cais i rhyddhau amodau (2), (3) a (4) o ganiatad cynllunio C25/0777/39/LL yn ymwneud a (2) ( (Arolwg ffotograffig) (3) lliw llechi (4) gorffeniad allanol. Application to discharge conditons (2), (3) and (4) of planning permission C25/0777/39/LL in relation to (2) photographic survey (3) colour of slate (4) external finishes.
Pending
C26/0373/39/DT
Cais am addasiadau ac estyniadau i ailfodelu'r annedd bresennol drwy:- estyniad ochr a chefn, addasiadau i'r to i greu llety ar y llawr cyntaf a gwelliannau effeithlonrwydd ynni i'r rhannau o'r tŷ sy'n cael eu cadw. Application for alterations and extensions to remodel the existing dwelling through:- side and rear extension, roof alterations to create first floor accommodation and energy efficiency upgrades to the parts of the house being retained.
Pending
C26/0222/39/DT
Ail gyflwyniad o gais C25/0552/39/DT a wrthodwyd ar gyfer ymestyn eiddo presennol / Re-submission of refused planning application C25/0552/39/DT to extend the existing property.
Pending

View Planning Timeline