Tŷ Dŵr, Gerlan Road, Gerlan, Bethesda, Bangor, LL57 3UB

UPRN:200003195489Detached House4 bedsBuilt -

Tenure: -Council Tax: -EPC: -

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Tŷ Dŵr, Gerlan Road, Gerlan, Bethesda, Bangor, LL57 3UB

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

14 of 21 sources

Sale Estimate

£372,000

£298k - £447kLow

Estimate

£372k

Range

£298k – £447k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

6.32%

Verdict

Derived from HomePortfolio scores

Tŷ Dŵr earns an INVESTIGATE rating with HP Score 80/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

74/ 100

High

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics9.1/40
gross yield 6.3%; range width penalty ×0.87; the estimate this rent rides on sits 23% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1500/mo (range 1400-1650)· as of 14 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this home· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -230/mo, -15% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Risk & liquidity9.2/15
229 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£285,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,400-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £91,050
Net cash flow: £77/mo
Cash on cash: 1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.56 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1500/mo (range 1400-1650)Rental economics · as of 14 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1400-1650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£372,000

Rent Estimate (pcm)£1,500

Gross Yield6.32%

1y Growth-

3y Growth+4.1%

5y Growth+4.0%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL57 3UB

Approval Rate

-12mo

Development

low

C25/0894/13/DT
Dymchwel ystafell haul bresennol ac adeiladu estyniad deulawr cefn gyda balconi ar y llawr cyntaf, ynghyd a ffenestr bae ar y drychiadau ochr. Demolition of existing conservatory and construction of 2 storey rear extension with a balcony on the first floor, together with a bay window on the side elevations.
Pending
C25/0769/13/TR
Eirthiad cynllunio ar gyfer gosod polyn LV sengl a pharhaol. Gwasanaethau presennol i eiddo wedi'u dad-ddolenni (eu gwahanu) a'u hail-leoli i bolyn newydd. Planning exemption for the installation of single LV pole & stay. Existing services to properties de-looped (separated) and repositioned to new pole.
Approved
C25/0449/13/DT
Dymchwel estyniad ystafell fwyta presennol a chodi estyniad newydd i'r eiddo presennol. Demolition of existing dining room extension and erection of new extension to existing property.
Conditions

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