14 Madryn Terrace, Pig Street, Llanbedrog, Pwllheli, LL53 7PF

UPRN:200003196431Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: E (39)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

14 Madryn Terrace, Pig Street, Llanbedrog, Pwllheli, LL53 7PF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£194,000

£184k - £204kHigh

Estimate

£194k

Range

£184k – £204k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

4.60%

Verdict

Derived from HomePortfolio scores

14 Madryn Terrace earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -21.1% (HIGH), sold-comps -32.8%, £/sqft -32.5%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 200003196431· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 16.5%· as of 10 Nov 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.98
- valuation_snapshotsrent estimate 900/mo (range 850-950)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -460/mo, -51% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
181 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£176,000£270,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: -£170/mo
Cash on cash: -2.8%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003196431Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 16.5%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 900/mo (range 850-950)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 850-950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£194,000

Rent Estimate (pcm)£900

Gross Yield4.60%

1y Growth-17.5%

3y Growth-3.4%

5y Growth+0.1%

10y Growth+2.7%

Last Sold Price£162,500 (2020-07-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL53 7PF

Approval Rate

-12mo

Development

low

C26/0368/38/CC
Gwneud gwaith amrywiol i goed sy’n destun Gorchymyn Gwarchod Coed yn cynnwys lleihau coronau a thocio Various work to trees under a Tree Preservation Order to includes crown reductions and topping
Pending
C26/0300/38/RA
Cais i rhyddhau amod 7 (Manylion offer/ cyfarpar simnai neu ffliw, system awyru neu system echdynnu) o ganiatad cynllunio C23/0506/38/LL. Application to discharge conditon 7 (Details of plant/equipment of chimney or flue ventilation system or extraction system) of planning permission C23/0506/38/LL.
Pending
C26/0218/38/RA
Cais i ryddhau amodau a ategwyd ar ganiatâd cynllunio rhif C24/0087/38/LL) , yn benodol: amod 3 - Llechi to; amod 4 - Manylion gorffeniad allanol; amod 5 - Manylion tirlunio; amod 9 - Manylion draenio / Application to discharge conditions imposed on planning approval C24/0087/38/LL), namely: condition 3 - roofing slate; condition 4 - External finishes details; condition 5 - Landscaping details; condition 9 - Drainage details.
Pending

View Planning Timeline