Flat A, Arvonia, 58 Bangor Street, Y Felinheli, LL56 4PZ

UPRN:200003199126Converted Flat3 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat A, Arvonia, 58 Bangor Street, Y Felinheli, LL56 4PZ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£189,000

£170k - £208kMedium

Estimate

£189k

Range

£170k – £208k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

6.91%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 76/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £101/mo
Cash on cash: 2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£189,000

Rent Estimate (pcm)£950

Gross Yield6.91%

1y Growth-

3y Growth+0.8%

5y Growth+4.3%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL56 4PZ

Approval Rate

-12mo

Development

low

C26/0332/20/DT
Addasiadau i amgáu y balconi presennol ar brif wyneb blaen yr eiddo Alterations to enclose the existing balcony on the principal front elevation of the property
Pending
C26/0265/20/AC
Diwygio amod 2 (cynlluniau) a diddymu amod 3 (llechi) o hawl cynllunio C21/0445/20/LL. Amend condition 2 (plans) and remove condition 3 (slates) of planning permission C21/0445/20/LL.
Pending
C26/0195/20/LL
Codi deildy arfaethedig i greu ardal eistedd dan do dros yr ardal eistedd / adloniant bresennol Proposed erection of pergola to create covered sitting area over existing seating / entertainment area
Pending

View Planning Timeline