Cumberland, Cuttybridge, Cuttybridge, Camrose, Haverfordwest, SA62 6HX

UPRN:200003253003Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (39)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Cumberland, Cuttybridge, Cuttybridge, Camrose, Haverfordwest, SA62 6HX

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

12 of 21 sources

Sale Estimate

£807,000

£645k - £968kLow

Estimate

£807k

Range

£645k – £968k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

4.32%

Verdict

Derived from HomePortfolio scores

Cumberland earns an INVESTIGATE rating with HP Score 75/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.3%; range width penalty ×0.76
- valuation_snapshotsrent estimate 2950/mo (range 2600-3250)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,421/mo, -48% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
176 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£820,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,600-£3,250

Interest rate5.4%

Loan to value75%

Cash required: £278,300
Net cash flow: -£725/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2950/mo (range 2600-3250)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2950/mo (range 2600-3250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£807,000

Rent Estimate (pcm)£2,950

Gross Yield4.32%

1y Growth-

3y Growth+0.0%

5y Growth+3.2%

10y Growth+4.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0SA62 6HX

Approval Rate

-12mo

Development

low

26/0164/CL
Certificate of Lawfulness for the proposed seperation of the first-floor residential flat from the ground-floor public house, including the installation of seperate services.
Rejected
26/0162/CL
To confirm the existing lawful use of the first floor of Ye Olde Inn as a self-contained residential dwelling (Use Class C3).
Rejected
25/0426/CL
Certificate of existing lawful development for residential use as a dwelling
Rejected

View Planning Timeline