26B Frederick Street, Luton, LU2 7QS

UPRN:200003286941Detached Bungalow1 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band AEPC: D (58)

Data freshness:Planning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£70,000

£56k - £84kLow

Estimate

£70k

Range

£56k – £84k

Rent Estimate (pcm)

£250

£250 - £300

Monthly

£250

Yield

2.00%

Verdict

Derived from HomePortfolio scores

26B Frederick Street earns an INVESTIGATE rating with HP Score 70/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 46Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£250/mo

Evidenced range £250-£300

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: -£333/mo
Cash on cash: -8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.49 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£70,000

Rent Estimate (pcm)£250

Gross Yield2.00%

1y Growth-

3y Growth+1.6%

5y Growth+3.4%

10y Growth+3.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1LU2 7QS

Approval Rate

100%12mo

Development

low

26/01106/DOC
Erection of 32 dwellings comprising of 4 bedroom town houses and 8 garages on existing car park. Discharge of conditions 16 (Validation Report) and 17 (Contamination) of Planning permission 19/00925/FUL dated 11 June 2020.
Pending
26/01087/COU
Conversion of existing premises from a six person HMO (C4) into a seven person HMO (Sui Generis).
Pending
26/01082/LAWE
Certificate of Lawfulness of existing use- Change of use of the basement to a one bed self contained flat.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,741

Population Density8,809 /km²

Owner Occupied29%

Age Distribution

0-15 19%16-64 71%65+ 10%

View Area Profile

Schools Nearby

St Matthew's Primary School
0.3 mi
Good
Bury Park Educational Institute (Al - Hikmah Secondary School)
0.4 mi
Inspected by ISI
Richmond Hill School
0.4 mi
Good
Lime Academy Hartwell
0.4 mi
Inspected as Windmill Hill School (URN 148558) on 14 Feb 2024

4 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

84 Frederick Street
-
£235k
-
52 Frederick Street
-
£300k
-
22 Frederick Street
-
£330k
-
36 Frederick Street
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN