2A Horse Road, Whitby, YO22 4AA

UPRN:200003336867Bungalow Property1 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£126,000

£119k - £132kHigh

Estimate

£126k

Range

£119k – £132k

Rent Estimate (pcm)

£550

£500 - £550

Monthly

£550

Yield

5.28%

Verdict

Derived from HomePortfolio scores

2A Horse Road earns an INVESTIGATE rating with HP Score 67/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (57/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

57/ 100

Moderate

Transit & Bike

Transit 31Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: -£41/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£126,000

Rent Estimate (pcm)£550

Gross Yield5.28%

1y Growth+61.0%

3y Growth+0.6%

5y Growth+0.4%

10y Growth+3.7%

Last Sold Price£82,000 (2024-04-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0YO22 4AA

Approval Rate

-12mo

Development

low

26/06332/FUL
Alterations to front fenestration including first floor juliet balcony and second floor balcony.
Pending
26/06285/FUL
Proposal for the installation of an additional two rapid electric vehicle charging stations within the car park
Pending
26/06286/ADV
Consent for the display of three freestanding, non-illuminated 0.9m totem signs to advertise the presence of the InstaVolt EV charging site.
Pending

View Planning Timeline