42 Trinity Church Square, London, SE1 4HY

UPRN:200003365671Mid Terrace House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

42 Trinity Church Square, London, SE1 4HY

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£3,376,000

£3.21M - £3.54MHigh

Estimate

£3.38M

Range

£3.21M – £3.54M

Rent Estimate (pcm)

£17,150

£16k - £18k

Monthly

£17,150

Yield

6.05%

Verdict

Derived from HomePortfolio scores

42 Trinity Church Square earns an INVESTIGATE rating with HP Score 79/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

96/ 100

Excellent

Transit & Bike

Transit 100Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,400,000

At the asking price

Monthly rent£17,150/mo

Evidenced range £15,950-£18,350

Interest rate5.4%

Loan to value75%

Cash required: £1,343,050
Net cash flow: £398/mo
Cash on cash: 0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,376,000

Rent Estimate (pcm)£17,150

Gross Yield6.05%

1y Growth-

3y Growth-7.8%

5y Growth-4.1%

10y Growth-1.2%

Last Sold Price£820,000 (2002-07-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

5SE1 4HY

Approval Rate

100%12mo

Development

low

26/AP/3280
Details of Condition 15 'Kitchen Extract' as required by planning permission 24/AP/2385 (as amended by 25/AP/1970 and 26/AP/2404), which gave consent for: "Variation of Condition 1 (Approved Plans) for planning permission ref no. 23/AP/1991 [...] The amendments sought by this application are: - Façade alterations - Alteration to accessible room sizes - Alterations to position of room sizes and layouts - Alterations to the plan across all levels - Alterations to the roof with relocation of biodiverse roof and provision of railings above the mezzanine for safe maintenance".
Pending
26/AP/3277
Details of Condition 6 (Residential - internal noise levels) pursuant to planning permission 24/AP/3719 'Partial demolition of existing dilapidated structures within the curtilage of a listed building, installation of entrance gate between 57-59 Union Street, and associated facade repair work to the front and rear elevations of no. 59-61 Union Street. Erection of two four storey buildings, and an upwards extension to no. 57 Union Street to provide nine residential units, amenity space, refuse and bike stores, external plant, and external landscaping.'
Pending
26/AP/3262
Details of condition 3 (Delivery and servicing plan) pursuant to planning permission 25/AP/2214 (Change of use of 7no. railway arches from sui generis use [car park] to use class B8 [storage or distribution] and/or use class E(g)(iii) [light industrial] and associated external alteration works including installation of roller shutters, steel doors and a pedestrian door; installation of replacement brick walls and concrete block walls; and installation of insulated roof panels.)
Pending

View Planning Timeline

Ownership

Corporate Ownership24.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-07-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density-

Owner Occupied21%

Age Distribution

0-15 12%16-64 82%65+ 6%

View Area Profile

Schools Nearby

London Christian School
0.1 mi
Inspected by ISI
Charles Dickens Primary School
0.2 mi
Inspected as Charles Dickens Primary School (URN 100781) on 24 Sep 2019
Saint Joseph's Catholic Primary School, the Borough
0.2 mi
Good
Haberdashers' Borough Academy
0.3 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

42 Trinity Church Square
-
£820k
-
42 Trinity Church Square
-
£190k
-
41 Trinity Church Square
-
£187k
-
40 Trinity Church Square
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN