Flat 4, Rankine House Rockingham Estate, Bath Terrace, London, SE1 6PL

UPRN:200003373078Flat/Maisonette4 bedsBuilt 1930-1949

Tenure: -Council Tax: Band CEPC: C (72)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 4, Rankine House Rockingham Estate, Bath Terrace, London, SE1 6PL

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£367,000

£330k - £403kMedium

Estimate

£367k

Range

£330k – £403k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

4.94%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 75/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

71/ 100

High

Crime Score

51/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 100Bike 78

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -15.8% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 200003373078· as of 9 Nov 2026
Rental economics0/40
gross yield 4.9%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1750/mo (range 1600-1850)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -637/mo, -36% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 174 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.9/15
555 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,600-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£223/mo
Cash on cash: -1.9%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003373078Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 1750/mo (range 1600-1850)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1600-1850)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£367,000

Rent Estimate (pcm)£1,750

Gross Yield4.94%

1y Growth-

3y Growth-7.8%

5y Growth-4.1%

10y Growth-1.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SE1 6PL

Approval Rate

-12mo

Development

low

26/AP/3280
Details of Condition 15 'Kitchen Extract' as required by planning permission 24/AP/2385 (as amended by 25/AP/1970 and 26/AP/2404), which gave consent for: "Variation of Condition 1 (Approved Plans) for planning permission ref no. 23/AP/1991 [...] The amendments sought by this application are: - Façade alterations - Alteration to accessible room sizes - Alterations to position of room sizes and layouts - Alterations to the plan across all levels - Alterations to the roof with relocation of biodiverse roof and provision of railings above the mezzanine for safe maintenance".
Pending
26/AP/3277
Details of Condition 6 (Residential - internal noise levels) pursuant to planning permission 24/AP/3719 'Partial demolition of existing dilapidated structures within the curtilage of a listed building, installation of entrance gate between 57-59 Union Street, and associated facade repair work to the front and rear elevations of no. 59-61 Union Street. Erection of two four storey buildings, and an upwards extension to no. 57 Union Street to provide nine residential units, amenity space, refuse and bike stores, external plant, and external landscaping.'
Pending
26/AP/3262
Details of condition 3 (Delivery and servicing plan) pursuant to planning permission 25/AP/2214 (Change of use of 7no. railway arches from sui generis use [car park] to use class B8 [storage or distribution] and/or use class E(g)(iii) [light industrial] and associated external alteration works including installation of roller shutters, steel doors and a pedestrian door; installation of replacement brick walls and concrete block walls; and installation of insulated roof panels.)
Pending

View Planning Timeline

Ownership

Corporate Ownership24.4%
Overseas OwnershipNo
Lease Term Remaining89 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density-

Owner Occupied13%

Age Distribution

0-15 17%16-64 76%65+ 7%

View Area Profile

Schools Nearby

London South Bank University
0.2 mi
-
London College of Printing & Distributive Trades
0.2 mi
-
St Jude's Church of England Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Notre Dame Catholic Girls' School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rankine House Bath Terrace
-
£340k
-
Rankine House Bath Terrace
-
£435k
-
Rankine House Bath Terrace
-
£427k
-
Rankine House Bath Terrace
-
£333k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN