61 Meeting House Lane, London, SE15 2TU

UPRN:200003384545Mid Terrace House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band DEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£476,000

£452k - £499kHigh

Estimate

£476k

Range

£452k – £499k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

6.53%

Verdict

Derived from HomePortfolio scores

61 Meeting House Lane earns an INVESTIGATE rating with HP Score 73/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

52/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 63Bike 80

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +5.5% (HIGH), sold-comps +36.4%, £/sqft +36.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 200003384545· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%· as of 13 Nov 2026
Rental economics11.7/40
gross yield 6.5%; range width penalty ×0.96
- valuation_snapshotsrent estimate 2450/mo (range 2300-2600)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -228/mo, -9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.7/15
420 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,300-£2,600

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £177/mo
Cash on cash: 1.4%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003384545Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%Valuation edge · as of 13 Nov 2026
valuation_snapshotsrent estimate 2450/mo (range 2300-2600)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2300-2600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 45 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£476,000

Rent Estimate (pcm)£2,450

Gross Yield6.53%

1y Growth-

3y Growth-0.6%

5y Growth-1.0%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SE15 2TU

Approval Rate

-12mo

Development

low

26/AP/3293
Installation of an ATM with associated security equipment
Pending
26/AP/3298
Non-material amendment to planning permission 23/AP/1862 (as amended by 26/AP/1158 and 26/AP/0377), which gave consent for: "Phased mixed-use redevelopment of the site, comprising: - Demolition of all existing buildings/structures, site clearance and excavation; - Construction of buildings to provide residential dwellings (Class C3) and flexible commercial, business and service space (Class E); - Construction of buildings to provide purpose built student accommodation including associated amenity and ancillary space, flexible commercial, business, service and community spaces within Classes E/F2(b) (Sui Generis); and - Provision of associated car and cycle parking, open space and landscaping, means of access and highway alterations, installation of plant and utilities and all other associated ancillary works incidental to the development)". Non-material amendment application 26/AP/3298 seeks to vary the consented Student Wheelchair Unit fit-outs, so that from first occupation 3 are delivered to an 'accessible' fit-out and the remaining 106 are delivered to an 'adaptable' fit-out.
Pending
26/AP/3308
Variation of Section 106 Agreement (ref no. LEG/RP/PL/S106/RR020/465) associated with planning permission 23/AP/1862, which gave consent for: "Phased mixed-use redevelopment of the site, comprising: - Demolition of all existing buildings/structures, site clearance and excavation; - Construction of buildings to provide residential dwellings (Class C3) and flexible commercial, business and service space (Class E); - Construction of buildings to provide purpose built student accommodation including associated amenity and ancillary space, flexible commercial, business, service and community spaces within Classes E/F2(b) (Sui Generis); and - Provision of associated car and cycle parking, open space and landscaping, means of access and highway alterations, installation of plant and utilities and all other associated ancillary works incidental to the development". This Deed of Variation application seeks changes to the definitions, schedules and appendices (as appropriate) within the Section 106 Agreement in connection with changes formally sought under a concurrent non-material amendment application, the reference number for which is 26/AP/3298. The changes to the Section 106 Agreement sought by the Deed of Variation application would: - reflect all of the changes proposed by 26/AP/3298 to the Student Wheelchair Units, involving 3 being designated as 'accessible' units and the remaining 106 being designated as 'adaptable units' from first occupation; and - affix a Supplemental Deed to the original agreement, reflecting the developer's recent acquisition of an area of land.
Pending

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