10 Lyndhurst Square, London, SE15 5AR

UPRN:200003394969Semi-Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: E (54)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£1,870,000

£1.78M - £1.96MHigh

Estimate

£1.87M

Range

£1.78M – £1.96M

Rent Estimate (pcm)

£9,600

£9k - £10k

Monthly

£9,600

Yield

6.40%

Verdict

Derived from HomePortfolio scores

10 Lyndhurst Square earns an INVESTIGATE rating with HP Score 75/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 55Bike 80

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +3.7% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 200003394969· as of 14 Nov 2026
Rental economics10.1/40
gross yield 6.4%; range width penalty ×0.90
- valuation_snapshotsrent estimate 9600/mo (range 8850-10300)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -668/mo, -7% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.6/15
420 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,350,000£1,980,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,800,000

At the asking price

Monthly rent£9,600/mo

Evidenced range £8,850-£10,300

Interest rate5.4%

Loan to value75%

Cash required: £671,050
Net cash flow: £571/mo
Cash on cash: 1.0%
Score at this price: 25

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003394969Valuation edge · as of 14 Nov 2026
valuation_snapshotsrent estimate 9600/mo (range 8850-10300)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 9600/mo (range 8850-10300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 46 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,870,000

Rent Estimate (pcm)£9,600

Gross Yield6.40%

1y Growth-

3y Growth-0.6%

5y Growth-1.0%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SE15 5AR

Approval Rate

100%12mo

Development

low

26/AP/3291
Works to trees in a conservation area: T1 1 x Lime tree to prune to previous points. T2- 1 x Hawthorn to crown reduce by approximately 1.5 - 2 meters. T3- 1 x Pyracantha to prune to previous points.
Pending
26/AP/3297
Construction of a single storey ground floor infill of the existing rear courtyard, and alterations to the rear and side elevations including replacement windows and doors and slate hanging to the rear wall of the existing mansard roof extension.
Pending
26/AP/3289
Retro-respective retention of existing shop frontange of roller shutter to serve juice bar as separate unit from current beauty salon
Pending

View Planning Timeline

Ownership

Corporate Ownership64.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density14,663 /km²

Owner Occupied31%

Age Distribution

0-15 20%16-64 71%65+ 9%

View Area Profile

Schools Nearby

Harris Academy Peckham
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Oliver Goldsmith Primary School
0.2 mi
Good
Camberwell College of Arts
0.2 mi
-
St James the Great Roman Catholic Primary School
0.2 mi
Good

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Lyndhurst Square
-
£1.53M
-
3 Lyndhurst Square
-
£1.24M
-
6 Lyndhurst Square
-
£895k
-
7 Lyndhurst Square
-
£618k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN