23 Ardbeg Road, London, SE24 9JL

UPRN:200003449392Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: D (65)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£2,548,000

£2.29M - £2.80MMedium

Estimate

£2.55M

Range

£2.29M – £2.80M

Rent Estimate (pcm)

£9,650

£9k - £11k

Monthly

£9,650

Yield

4.21%

Verdict

Derived from HomePortfolio scores

23 Ardbeg Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

34/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 51Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,750,000

At the asking price

Monthly rent£9,650/mo

Evidenced range £8,750-£10,600

Interest rate5.4%

Loan to value75%

Cash required: £1,070,050
Net cash flow: -£2,600/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,548,000

Rent Estimate (pcm)£9,650

Gross Yield4.21%

1y Growth-

3y Growth-1.1%

5y Growth+0.3%

10y Growth+0.7%

Last Sold Price£725,000 (2002-08-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SE24 9JL

Approval Rate

50%12mo

Development

low

26/AP/3225
Rear 1st floor roof terrace with obscure glass screening and new door
Pending
26/AP/3234
Felling of one Ash tree, approximately 9 metres in height, located in the back garden
Pending
26/03195/LDCP
Certificate of Lawful Development (Proposed) with respect to insertion of a gable window into the apex roof front elevation.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-08-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density6,071 /km²

Owner Occupied60%

Age Distribution

0-15 23%16-64 65%65+ 12%

View Area Profile

Schools Nearby

Judith Kerr Primary School
0.1 mi
Good
The Charter School North Dulwich
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
James Allen's Girls' School
0.3 mi
Inspected by ISI
Herne Hill School
0.3 mi
Inspected by ISI

4 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Ardbeg Road
-
£335k
-
11B Ardbeg Road
-
£713k
-
11C Ardbeg Road
-
£610k
-
33 Ardbeg Road
-
£1.10M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN