19 Champion Grove, London, SE5 8BN

UPRN:200003459797Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band FEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,991,000

£1.89M - £2.09MHigh

Estimate

£1.99M

Range

£1.89M – £2.09M

Rent Estimate (pcm)

£7,850

£7k - £9k

Monthly

£7,850

Yield

5.23%

Verdict

Derived from HomePortfolio scores

19 Champion Grove earns an INVESTIGATE rating with HP Score 80/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

83/ 100

High

Transit & Bike

Transit 48Bike 78

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +9.6% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 200003459797· as of 10 Oct 2026
Rental economics1.5/40
gross yield 5.2%; range width penalty ×0.82
- valuation_snapshotsrent estimate 7850/mo (range 7100-8600)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,954/mo, -25% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
299 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,350,000£1,980,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,800,000

At the asking price

Monthly rent£7,850/mo

Evidenced range £7,100-£8,600

Interest rate5.4%

Loan to value75%

Cash required: £671,050
Net cash flow: -£640/mo
Cash on cash: -1.1%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003459797Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 7850/mo (range 7100-8600)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 7850/mo (range 7100-8600)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,991,000

Rent Estimate (pcm)£7,850

Gross Yield5.23%

1y Growth-

3y Growth-0.6%

5y Growth+0.1%

10y Growth+0.4%

Last Sold Price£235,000 (1995-05-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SE5 8BN

Approval Rate

-12mo

Development

low

26/AP/3242
Replacement of existing single glazed timber windows with double glazed timber units to match the existing style, colour & profile. Replacement of rear door with double glazed hardwood unit.
Pending
26/AP/3225
Rear 1st floor roof terrace with obscure glass screening and new door
Pending
26/AP/3218
Tree ID 8479 Corkscrew Willow tree in the rear garden, approximately 14m in height: Remove two hanging broken limbs, including one over the neighbouring garden and one over a garden building, and carry out an overall crown reduction of up to 3 metres, retaining a natural final shape with pruning to suitable growth points to encourage regrowth. Tree ID 8480 Sycamore tree on the front garden pavement boundary, approximately 13m in height: remove dead wood only.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-05-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density8,504 /km²

Owner Occupied65%

Age Distribution

0-15 15%16-64 72%65+ 13%

View Area Profile

Schools Nearby

The Hospital and Home Tuition Sick Children's Service
0.2 mi
-
Lyndhurst Primary School
0.3 mi
Good
Grove Primary School
0.3 mi
Inspected as Dog Kennel Hill School (URN 100786) on 23 Feb 2022
St Saviour's Church of England Primary School
0.5 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Champion Grove
-
£1.60M
-
29 Champion Grove
-
£2.40M
-
11 Champion Grove
-
£1.85M
-
23 Champion Grove
-
£2.20M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN