54 Church Road, Maidstone, ME15 6QY

UPRN:200003664538End Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: E (47)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£283,000

£269k - £297kHigh

Estimate

£283k

Range

£269k – £297k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

6.00%

Verdict

Derived from HomePortfolio scores

54 Church Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

55/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

91/ 100

Excellent

Transit & Bike

Transit 23Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: £24/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£283,000

Rent Estimate (pcm)£1,400

Gross Yield6.00%

1y Growth-

3y Growth-0.7%

5y Growth+1.1%

10y Growth+3.5%

Last Sold Price£185,000 (2013-06-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME15 6QY

Approval Rate

-12mo

Development

low

26/504160/OUT
Section 73 - Application for variation of condition 15 (to allow provision of electric vehicle charge points at 7kW rather than 22kW) pursuant to 17/504144/OUT (65 dwellings and associated vehicular and pedestrian access, car and cycle parking, street and external lighting, main services, bin stores and other ancillary development).
Pending
26/503941/LAWPRO
Lawful Development Certificate for proposed change of use from use class C3 to use class C4 6 deb HMO including the erection of a single storey rear extension
Pending
26/504061/LBC
Listed Building Consent for proposed replacement of seven box sash windows.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-06-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density3,008 /km²

Owner Occupied55%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

St Michael's Church of England Infant School Maidstone
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Maidstone, St Michael's Church of England Junior School
0.2 mi
Good
Archbishop Courtenay Primary School
0.3 mi
Good
St Augustine Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

44 Church Road
-
£315k
-
74 Church Road
-
£228k
-
46 Church Road
-
£330k
-
70 Church Road
-
£263k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN