Flat 4, 36–38 Tonbridge Road, Maidstone, ME16 8SH

UPRN:200003669005Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band BEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 4, 36–38 Tonbridge Road, Maidstone, ME16 8SH

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£176,000

£158k - £193kMedium

Estimate

£176k

Range

£158k – £193k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

2.18%

Verdict

Derived from HomePortfolio scores

Flat 4 earns an INVESTIGATE rating with HP Score 67/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

54/ 100

Moderate

Transit & Bike

Transit 28Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£1,164/mo
Cash on cash: -7.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.54 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£176,000

Rent Estimate (pcm)£1,000

Gross Yield2.18%

1y Growth-

3y Growth-1.3%

5y Growth-0.2%

10y Growth+2.8%

Last Sold Price£112,500 (2010-05-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME16 8SH

Approval Rate

-12mo

Development

low

26/504209/LBC
Listed Building Consent to remove the existing unauthorised fascia sign and clutter. Install 1no. non-illuminated painted timber fascia sign with hand-painted lettering fixed into mortar joints with minimal reversible stainless steel fixings and making good (Resubmission of 26/502650/LBC).
Pending
26/504208/ADV
Advertisement Consent for 1x non illuminated fascia sign (Resubmission of 26/502652/ADV).
Pending
26/504160/OUT
Section 73 - Application for variation of condition 15 (to allow provision of electric vehicle charge points at 7kW rather than 22kW) pursuant to 17/504144/OUT (65 dwellings and associated vehicular and pedestrian access, car and cycle parking, street and external lighting, main services, bin stores and other ancillary development).
Pending

View Planning Timeline

Ownership

Corporate Ownership60.9%
Overseas OwnershipNo
Lease Term Remaining56 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2010-05-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density-

Owner Occupied42%

Age Distribution

0-15 17%16-64 70%65+ 13%

View Area Profile

Schools Nearby

St Michael's Church of England Infant School Maidstone
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Maidstone, St Michael's Church of England Junior School
0.2 mi
Good
Maidstone and Malling Alternative Provision
0.3 mi
Good
Archbishop Courtenay Primary School
0.5 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

34 Tonbridge Road
-
£92k
-
34 Tonbridge Road
-
£110k
-
36 - 38 Tonbridge Road
-
£102k
-
36 - 38 Tonbridge Road
-
£156k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN