The Moorings, Chatham Road, Sandling, Maidstone, ME14 3AY

UPRN:200003672390Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: D (68)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

The Moorings, Chatham Road, Sandling, Maidstone, ME14 3AY

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£649,000

£617k - £682kHigh

Estimate

£649k

Range

£617k – £682k

Rent Estimate (pcm)

£2,300

£2k - £3k

Monthly

£2,300

Yield

4.25%

Verdict

Derived from HomePortfolio scores

The Moorings earns an INVESTIGATE rating with HP Score 56/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

2/ 100

Low

Transit & Bike

Transit 3Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,300/mo

Evidenced range £2,050-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£601/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£649,000

Rent Estimate (pcm)£2,300

Gross Yield4.25%

1y Growth-

3y Growth+6.1%

5y Growth+0.3%

10y Growth+2.7%

Last Sold Price£490,000 (2018-09-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5ME14 3AY

Approval Rate

80%12mo

Development

low

26/503418/FULL
Demolition of existing outdoor bar and pergola. Construction of outdoor bar with associated decking area and children's play equipment.
Pending
26/503538/FULL
Erection of a stable block, extension of the existing access road to provide a turning head, parking and associated landscaping.
Pending
26/503196/PNR
Prior notification for the change of use of part of a building from agricultural use to a flexible commercial use falling within Class B8 of the schedule to the Use Classes Order. For its prior approval to: 1. Transport and Highways impacts of the development. 2. Noise impacts of the development. 3. Contamination risks on the site. 4. Flooding risks on the site.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-09-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density84 /km²

Owner Occupied85%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Sandling Primary School
1.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Serenity School Maidstone
1.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Paul's Infant School
1.3 mi
-
Allington Primary School
1.3 mi
Outstanding

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Moorings Chatham Road
-
£650k
-
Treanmore Chatham Road
-
£340k
-
Northdown Chatham Road
-
£525k
-
Walelsden Chatham Road
-
£610k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN