28 Church Street, Boughton Monchelsea, Maidstone, ME17 4HW

UPRN:200003674462Semi-Detached House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

28 Church Street, Boughton Monchelsea, Maidstone, ME17 4HW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£423,000

£402k - £444kHigh

Estimate

£423k

Range

£402k – £444k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

6.07%

Verdict

Derived from HomePortfolio scores

28 Church Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

24/ 100

Low

Transit & Bike

Transit 8Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £2,000-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: £54/mo
Cash on cash: 0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£423,000

Rent Estimate (pcm)£2,150

Gross Yield6.07%

1y Growth+30.0%

3y Growth-2.1%

5y Growth+0.3%

10y Growth+2.6%

Last Sold Price£270,000 (2020-08-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME17 4HW

Approval Rate

-12mo

Development

low

26/504171/FULL
Change of use of land for stationing of 4no. additional mobile homes and 1no. day room on traveller site with the provision of 8 additional parking spaces and associated soft and hard landscaping.
Pending
26/504098/FULL
Section 73 - Application for variation of condition 1 (to allow use of plot 9 as manager/warden's accommodation) pursuant to 16/503177/FULL for - Application for the variation of condition 3 (no of caravan/lodges in accordance with approved plan) and 6 (approved plans) of permission 16/500987/FULL - in order to increase the size of lodge 12.
Pending
26/503659/FULL
Erection of 6 Retirement Bungalows, detached garages, creation of access and internal road, new section of footway along Gandy's Lane.
Pending

View Planning Timeline