58 Birch Drive, Chatham, ME5 8YU

UPRN:200003676659Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£454,000

£431k - £477kHigh

Estimate

£454k

Range

£431k – £477k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

12.60%

Verdict

Derived from HomePortfolio scores

58 Birch Drive earns an INVESTIGATE rating with HP Score 68/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 10Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
estimate implies a 56% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £779/mo
Cash on cash: 14.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.11 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£454,000

Rent Estimate (pcm)£2,100

Gross Yield12.60%

1y Growth-6.0%

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£220,000 (2006-08-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME5 8YU

Approval Rate

-12mo

Development

low

MC/26/2049
Roof alterations to increase the ridge height of the main roof together with the construction of a first floor side extension and single storey rear extension along with the conversion of garage into habitable room
Pending
TPA/26/1989
T3 - Oak tree - Prune back the small branches growing towards and overhanging the pathway below 2.5 metres, to provide clearance for pathway users. No other pruning is proposed. Remove dead and damaged branches
Pending
MC/26/1928
Application for a Lawful development Certificate (proposed) for construction of single storey rear extension and loft conversion with rear dormer and rooflight to the front
Rejected

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-08-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,151

Population Density2,041 /km²

Owner Occupied78%

Age Distribution

0-15 21%16-64 67%65+ 12%

View Area Profile

Schools Nearby

Swingate Primary School
0.3 mi
Inspected as Swingate Primary School (URN 118509) on 2 May 2024
St Benedict's Catholic Primary School
0.5 mi
Inspected as St Benedict's Catholic Primary School (URN 118780) on 1 May 2019
Lordswood School
0.9 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bredhurst Church of England Voluntary Controlled Primary School
1.2 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Birch Drive
-
£315k
-
67 Birch Drive
-
£426k
-
9 Birch Drive
-
£300k
-
28 Birch Drive
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN