Flat 34, Morton House Brandon Estate, Otto Street, London, SE17 3NW

UPRN:200003750874Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Flat 34, Morton House Brandon Estate, Otto Street, London, SE17 3NW

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£324,000

£308k - £340kHigh

Estimate

£324k

Range

£308k – £340k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

8.00%

Verdict

Derived from HomePortfolio scores

Flat 34 earns an INVESTIGATE rating with HP Score 78/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (92/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

70/ 100

High

Crime Score

29/ 100

Moderate

Walkability

92/ 100

Excellent

Transit & Bike

Transit 74Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesLead to verifyListing checked 11 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +12.0% (HIGH), sold-comps +45.4%, £/sqft +45.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 200003750874· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%· as of 3 Nov 2026
Rental economics22.5/40
gross yield 8.0%; range width penalty ×0.94
- valuation_snapshotsrent estimate 1900/mo (range 1750-2000)· as of 14 Nov 2026· verify before relying on this
Stress margin3.4/30
stressed cash flow +64/mo, +3% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity14.7/15
158 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £228,000

£214,000£328,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£285,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £91,050
Net cash flow: £354/mo
Cash on cash: 4.7%
Score at this price: 43

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003750874Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.9%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 1900/mo (range 1750-2000)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1750-2000)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £228,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£1,900

Gross Yield8.00%

1y Growth-

3y Growth-2.1%

5y Growth-1.7%

10y Growth+0.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SE17 3NW

Approval Rate

-12mo

Development

low

62/AP/5730
The erection and retention for a limted period only of a single storey structure for storage purposes at the rear of no. 142 Camberwell Road, Camberwell
Approved
26/03275/DET
Approval of details pursuant to condition 36 (premises management plan) of Planning Permission Ref: 24/03279/FUL (Demolition of 8a Harleyford Street and construction of new 5 storey development, to provide 8 new homes (Use Class C3) and ground floor community use (Use Class F2), refurbishment and extension of Kennington Park Community Centre (Use Class F2) and associated cycle parking and hard and soft landscaping. This application is a DEPARTURE APPLICATION: The proposed development is a departure from Policies ED1 (Offices) of the Lambeth Local Plan (2021).) granted on 11.03.2026.
Pending
26/03274/DET
Approval of details pursuant to condition 18 (waste and recycling details) of Planning Permission Ref: 24/03279/FUL (Demolition of 8a Harleyford Street and construction of new 5 storey development, to provide 8 new homes (Use Class C3) and ground floor community use (Use Class F2), refurbishment and extension of Kennington Park Community Centre (Use Class F2) and associated cycle parking and hard and soft landscaping. This application is a DEPARTURE APPLICATION: The proposed development is a departure from Policies ED1 (Offices) of the Lambeth Local Plan (2021).) granted on 11.03.2026.
Pending

View Planning Timeline

Ownership

Corporate Ownership33.7%
Overseas OwnershipNo
Lease Term Remaining99 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,006

Population Density-

Owner Occupied15%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

Evolve Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Park College
0.1 mi
-
Keyworth Primary School
0.2 mi
Good
Henry Fawcett Primary School
0.3 mi
GoodConcerns

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Morton House Brandon Estate
-
£400k
-
Morton House Brandon Estate
-
£300k
-
Morton House Brandon Estate
-
£380k
-
Morton House Brandon Estate
-
£390k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN