5 Greenfield Terrace, Cefn Pennar, Mountain Ash, CF45 4EB

UPRN:200003757953TerracedBeds -Built 1900-1929

FreeholdCouncil Tax: -EPC: E (48)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

5 Greenfield Terrace, Cefn Pennar, Mountain Ash, CF45 4EB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£123,000

£98k - £147kLow

Estimate

£123k

Range

£98k – £147k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

12.67%

Verdict

Derived from HomePortfolio scores

5 Greenfield Terrace earns an INVESTIGATE rating with HP Score 71/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £354/mo
Cash on cash: 15.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.13 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£123,000

Rent Estimate (pcm)£950

Gross Yield12.67%

1y Growth-

3y Growth+6.3%

5y Growth+6.8%

10y Growth+5.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CF45 4EB

Approval Rate

-12mo

Development

low

26/0507/FUL
Proposed increase in roof height of existing garage to facilitate ancillary home office accommodation within the roof space with rooflights, together with the erection of an ancillary domestic outbuilding for use as a kitchen and shed (Amended location plan received 13/08/2026).
Pending
24/1154/RVOC
Variation of conditions 3 (Site Boundary Details), 4 (Construction Method Statement) 8 & 9 (Site Investigations),10 (Drainage) and 11 (Retaining Wall Details) of Planning Permission Ref. 21/0487/16 (Additional and Updated Information Received 15/05/26)
Pending

View Planning Timeline