3 Gosbeck Road, Helmingham, Stowmarket, IP14 6ET

UPRN:200003806498Semi-Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band CEPC: F (26)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

3 Gosbeck Road, Helmingham, Stowmarket, IP14 6ET

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£351,000

£333k - £368kHigh

Estimate

£351k

Range

£333k – £368k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

6.60%

Verdict

Derived from HomePortfolio scores

3 Gosbeck Road earns an INVESTIGATE rating with HP Score 55/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 33Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: £130/mo
Cash on cash: 1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£351,000

Rent Estimate (pcm)£1,650

Gross Yield6.60%

1y Growth-

3y Growth-1.3%

5y Growth+0.7%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0IP14 6ET

Approval Rate

-12mo

Development

low

DC/26/04473
Planning Application. Change of use of redundant agricultural buildings to 1no residential dwelling with annexe
Pending
DC/26/00234
Application to determine if Prior Approval is required for a proposed Change of Use of Agricultural Buildings to Dwellinghouses (C3) and for building operations reasonably necessary for conversion. Town and Country Planning (General Permitted Development)(England) Order 2015 as amended Schedule 2, Part 3, Class Q - Conversion of Gables Barn to 2no. dwellings
Approved
DC/25/03001
Application for a Non Material Amendment relating to DC/23/02431 - To include 2 no. additional windows in lounge on rear elevation
Approved

View Planning Timeline

Ownership

Corporate Ownership74.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density42 /km²

Owner Occupied76%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Otley Primary School
2.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Witnesham Primary School
2.3 mi
Good
Helmingham Primary School and Nursery
2.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Henley Primary School
2.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

42 Gosbeck Road
-
£450k
-
Spindle Cottage, 2 Gosbeck Road
-
£355k
-
Spindle Cottage, 2 Gosbeck Road
-
£332k
-
42 Gosbeck Road
-
£231k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN