35 Arden Road, London, N3 3AB

UPRN:200003974Semi-Detached House6 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,940,000

£1.84M - £2.04MHigh

Estimate

£1.94M

Range

£1.84M – £2.04M

Rent Estimate (pcm)

£7,150

£6k - £8k

Monthly

£7,150

Yield

4.40%

Verdict

Derived from HomePortfolio scores

35 Arden Road earns an INVESTIGATE rating with HP Score 82/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

80/ 100

High

Transit & Bike

Transit 40Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200003974· as of 9 Oct 2026
Rental economics0/40
gross yield 4.4%; range width penalty ×0.78
- valuation_snapshotsrent estimate 7150/mo (range 6400-7900)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,101/mo, -43% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 253 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
188 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,462,500£1,998,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,950,000

At the asking price

Monthly rent£7,150/mo

Evidenced range £6,400-£7,900

Interest rate5.4%

Loan to value75%

Cash required: £734,050
Net cash flow: -£1,631/mo
Cash on cash: -2.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200003974Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 7150/mo (range 6400-7900)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 7150/mo (range 6400-7900)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 253 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,940,000

Rent Estimate (pcm)£7,150

Gross Yield4.40%

1y Growth-

3y Growth-1.9%

5y Growth-0.5%

10y Growth+0.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N3 3AB

Approval Rate

-12mo

Development

low

26/3961/192
Use of a (Class C3a) dwelling as a children's home for up to three children, with three carers on site at any given time (three overnight) working on a rota basis, and a manager who visits on weekdays (C2)
Pending
26/3959/192
Single storey rear extension with 2no. rooflights following the demolition of existing conservatory
Pending
26/3942/CON
Submission of details of condition 8 (details of privacy screens) pursuant to planning permission 17/4984/FUL dated 03/12/2018
Pending

View Planning Timeline

Ownership

Corporate Ownership48.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density7,115 /km²

Owner Occupied62%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Chalgrove Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Finchley and Acton Yochien School
0.3 mi
Good
Pardes House Primary School
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
Pardes House Grammar School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Arden Road
-
£2.35M
-
37 Arden Road
-
£1.68M
-
21 Arden Road
-
£1.57M
-
13 Arden Road
-
£1.24M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN