47 Fangrove Park, Lyne, Chertsey, KT16 0BN

UPRN:200004028319Detached Property2 bedsBuilt 1983-1990

Tenure: -Council Tax: -EPC: F (35)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

47 Fangrove Park, Lyne, Chertsey, KT16 0BN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£172,000

£138k - £207kLow

Estimate

£172k

Range

£138k – £207k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

4.59%

Verdict

Derived from HomePortfolio scores

47 Fangrove Park earns an INVESTIGATE rating with HP Score 44/100. Investment score 43/100 reflects below-average fundamentals. Crime intensity is elevated. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

44/ 100

Mixed

Investment Score

43/ 100

Mixed

100

Crime Score

100/ 100

Elevated

Walkability

34/ 100

Mixed

Transit & Bike

Transit 4Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£169,950

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £53,185
Net cash flow: -£124/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£172,000

Rent Estimate (pcm)£650

Gross Yield4.59%

1y Growth-

3y Growth-0.2%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2KT16 0BN

Approval Rate

100%12mo

Development

low

RU.26/1523
Outline application for a phased development of 2no. self-build dwellings and associated works (all matters reserved except for access).
Pending
RU.26/1428
Erection of a one and half storey detached house following the demolition of the existing house and outbuildings.
Pending
RU.26/1309
T1 Silver Birch - Sectional fell to ground level. - Tree is indecline. G1 Cypress/Birch - Sectional fell all trees - Birch is dead, Cypress are blocking light and wants more of a low level hedge
Pending

View Planning Timeline

Ownership

Corporate Ownership51.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,203

Population Density182 /km²

Owner Occupied63%

Age Distribution

0-15 15%16-64 64%65+ 21%

View Area Profile

Schools Nearby

Lyne and Longcross CofE Aided Primary School
0.3 mi
Good
White Lodge Children's Centre
0.9 mi
-
Salesian School, Chertsey
1.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Chertsey Nursery School
1.2 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN