14 Royton Drive, Whittle-le-Woods, Chorley, PR6 7HJ

UPRN:200004064909Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

14 Royton Drive, Whittle-le-Woods, Chorley, PR6 7HJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£477,000

£453k - £500kHigh

Estimate

£477k

Range

£453k – £500k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

4.11%

Verdict

Derived from HomePortfolio scores

14 Royton Drive earns an INVESTIGATE rating with HP Score 72/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

39/ 100

Mixed

Transit & Bike

Transit 6Bike 49

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -13.2% (HIGH), sold-comps -31.7%, £/sqft -31.7%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 200004064909· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.5%· as of 11 Nov 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.82
- valuation_snapshotsrent estimate 1850/mo (range 1650-2000)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,048/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.7/15
391 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£405,000£621,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£539,950

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,650-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £180,283
Net cash flow: -£542/mo
Cash on cash: -3.6%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200004064909Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.5%Valuation edge · as of 11 Nov 2026
valuation_snapshotsrent estimate 1850/mo (range 1650-2000)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1650-2000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£477,000

Rent Estimate (pcm)£1,850

Gross Yield4.11%

1y Growth-9.6%

3y Growth+4.8%

5y Growth+4.8%

10y Growth+3.6%

Last Sold Price£345,000 (2018-06-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR6 7HJ

Approval Rate

-12mo

Development

low

06/26/00944/TPO
Application for works to protected trees - Chorley BC TPO 19 (Whittle-le-Woods) 2011 T10 and T9: the two trees are located to the left of the property and require a 3m cut back towards the home boundary line. at current he limb and branches are touching the house roof and are at risk of causing damage to the property. all works will be carried out by a qualified tree surgeon completing works to the BS standard.
Pending
26/00944/TPO
Application for works to protected trees - Chorley BC TPO 19 (Whittle-le-Woods) 2011 T10 and T9: the two trees are located to the left of the property and require a 3m cut back towards the home boundary line. at current he limb and branches are touching the house roof and are at risk of causing damage to the property. all works will be carried out by a qualified tree surgeon completing works to the BS standard.
Pending
26/00891/NOT
Notice of intention to remove existing 17.50m monopole supporting 3no antennas and installation of replacement 20m monopole supporting 9no antennas, removal of 5no cabinets and installation of 4no new cabinet and ancillary works thereto for the provision of electronic broadband communication apparatus (supercedes 26/00586/NOT - submission due to change of position).
Pending

View Planning Timeline

Ownership

Corporate Ownership63.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-06-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,337

Population Density140 /km²

Owner Occupied83%

Age Distribution

0-15 17%16-64 65%65+ 18%

View Area Profile

Schools Nearby

Waterloo Lodge
0.4 mi
Inspected by ISI
Whittle-le-Woods Church of England Primary School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Trinity Church of England/Methodist Primary School, Buckshaw Village
0.8 mi
Good
St Chad's Catholic Primary School
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

30 Royton Drive
-
£325k
-
43 Royton Drive
-
£300k
-
38 Royton Drive
-
£419k
-
23 Royton Drive
-
£370k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN