39 The Willows, Chorley, PR7 3RQ

UPRN:200004068255Mid Terrace House2 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band BEPC: C (74)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£198,000

£188k - £208kHigh

Estimate

£198k

Range

£188k – £208k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

8.23%

Verdict

Derived from HomePortfolio scores

39 The Willows earns an INVESTIGATE rating with HP Score 70/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 9Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,150-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £240/mo
Cash on cash: 5.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.03 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£198,000

Rent Estimate (pcm)£1,200

Gross Yield8.23%

1y Growth+91.1%

3y Growth+4.1%

5y Growth+4.2%

10y Growth+3.7%

Last Sold Price£149,000 (2021-08-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1PR7 3RQ

Approval Rate

100%12mo

Development

low

06/26/00942/ADV
Erection of 2 non-illuminated fascia signs and 1 additional sign to existing totem
Pending
26/00942/ADV
Erection of 2 non-illuminated fascia signs and 1 additional sign to existing totem
Pending
06/26/00924/CLPUD
Certificate of lawfulness for proposed erection of new loft extension to existing dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership60.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-08-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,337

Population Density2,256 /km²

Owner Occupied87%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

Holy Cross Catholic High School
0.4 mi
Good
St Gregory's Catholic Primary School, Chorley
0.4 mi
Good
Chorley All Saints Church of England Primary School and Nursery Unit
0.5 mi
Good
Westmorland School
0.6 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 The Willows
-
£335k
-
42 The Willows
-
£240k
-
9 The Willows
-
£336k
-
3 The Willows
-
£383k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN