97 Barton Road, Cambridge, CB3 9LL

UPRN:200004158503Detached HouseBeds -Built 1950-1966

Tenure: -Council Tax: Band GEPC: E (50)

Data freshness:Planning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,132,000

£1.02M - £1.25MMedium

Estimate

£1.13M

Range

£1.02M – £1.25M

Rent Estimate (pcm)

£4,100

£4k - £5k

Monthly

£4,100

Yield

3.51%

Verdict

Derived from HomePortfolio scores

97 Barton Road earns an INVESTIGATE rating with HP Score 65/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

31/ 100

Mixed

Transit & Bike

Transit 33Bike 82

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -23.7% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 200004158503· as of 12 Oct 2026
Rental economics0/40
gross yield 3.5%; range width penalty ×0.74
- valuation_snapshotsrent estimate 4100/mo (range 3650-4600)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,023/mo, -74% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
91 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,050,000£1,610,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£4,100/mo

Evidenced range £3,650-£4,600

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: -£1,887/mo
Cash on cash: -4.5%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.87 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200004158503Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 4100/mo (range 3650-4600)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4100/mo (range 3650-4600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,132,000

Rent Estimate (pcm)£4,100

Gross Yield3.51%

1y Growth-

3y Growth+3.5%

5y Growth-0.6%

10y Growth+0.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CB3 9LL

Approval Rate

-12mo

Development

low

26/00641/CONDA
Submission of details required by condition 3 (Management Plan) of planning permission 26/00641/FUL.
Pending
26/00797/CONDA
Submission of details required by condition 3 (HMO Management) of planning permission 26/00797/FUL.
Pending
26/04054/S19LB
S19LB to vary condition 2 of ref: 26/00484/S19LB (Alteration, refurbishment and extension to the Stirling Building, including 2no. pavilion blocks to the north and south and additional access arrangements. Alterations to the façade including the replacement of the façade with new glazing and aluminium, and refurbished brick and tiling. Alterations to the internal layout including sub-division of the main reading room with a glass partition, changes to the entrance and circulation areas on the ground floor, and the reconfiguration of cellular spaces within the L-Block on the upper floors) to include: - Removal of coolers and repositioning of remaining plant on the bookstack roof, - Alterations to entrance canopy to enable maintenance of glazed façade, Alterations below ground to footprint of south pavilion, and - Minor internal layout changes relating to improved accessible WC provision, office and meeting room partitions and changes to support updated service & fire arrangements.
Pending

View Planning Timeline