42 Stockwell Street, Cambridge, CB1 3ND

UPRN:200004174658Mid Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: C (73)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£566,000

£537k - £594kHigh

Estimate

£566k

Range

£537k – £594k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

4.25%

Verdict

Derived from HomePortfolio scores

42 Stockwell Street earns an INVESTIGATE rating with HP Score 85/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (90/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

90/ 100

Excellent

Transit & Bike

Transit 3Bike 96

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£565,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,800-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £189,050
Net cash flow: -£522/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£566,000

Rent Estimate (pcm)£2,000

Gross Yield4.25%

1y Growth+7.5%

3y Growth+0.6%

5y Growth+1.0%

10y Growth+1.9%

Last Sold Price£449,500 (2019-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3CB1 3ND

Approval Rate

0%12mo

Development

low

26/1288/TTCA
Lime adjacent to garage - Reduce height and spread on all sides by 1 -1.5m down to previous pollard points. Row of Limes - Reduce height and spread on all sides by 1 -1.5m down to previous pollard points.
Pending
26/04118/HFUL
Single storey rear extension
Pending
26/04093/HFUL
Two storey side extension and hip to gable roof extension with rear dormer. Render and cladding to existing dwelling, alterations to fenestration.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2019-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,711

Population Density9,907 /km²

Owner Occupied45%

Age Distribution

0-15 14%16-64 79%65+ 7%

View Area Profile

Schools Nearby

Cambridge Maths School
0.1 mi
-
St. Andrew's College Cambridge
0.4 mi
Inspected by ISI
Sancton Wood School
0.5 mi
Inspected by ISI
Cambridge Muslim Secondary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Stockwell Street
-
£445k
-
36 Stockwell Street
-
£550k
-
25 Stockwell Street
-
£475k
-
34 Stockwell Street
-
£525k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN