92 Coleridge Road, Cambridge, CB1 3PJ

UPRN:200004174801Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (58)

Data freshness:Ownership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

7 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£730,000

£693k - £766kHigh

Estimate

£730k

Range

£693k – £766k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

4.17%

Verdict

Derived from HomePortfolio scores

92 Coleridge Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (76/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

76/ 100

High

Transit & Bike

Transit 2Bike 93

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£820,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,550-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £278,300
Net cash flow: -£794/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.03 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£730,000

Rent Estimate (pcm)£2,850

Gross Yield4.17%

1y Growth-

3y Growth+0.6%

5y Growth+1.0%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CB1 3PJ

Approval Rate

100%12mo

Development

low

26/1288/TTCA
Lime adjacent to garage - Reduce height and spread on all sides by 1 -1.5m down to previous pollard points. Row of Limes - Reduce height and spread on all sides by 1 -1.5m down to previous pollard points.
Pending
26/04093/HFUL
Two storey side extension and hip to gable roof extension with rear dormer. Render and cladding to existing dwelling, alterations to fenestration.
Pending
26/04074/CL2PD
Certificate of lawfulness under S192 for minor internal changes to facilitate the change of use from a C3 Dwellignhouse to C4 Houses in multiple occupation.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,711

Population Density6,639 /km²

Owner Occupied45%

Age Distribution

0-15 16%16-64 68%65+ 16%

View Area Profile

Schools Nearby

Cambridge Muslim Secondary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ridgefield Primary School
0.3 mi
Good
Coleridge Community College
0.3 mi
Inspected as Coleridge Community College (URN 110866) on 6 Jul 2010
Cambridge Maths School
0.4 mi
-

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Coleridge Road
-
£783k
-
60 Coleridge Road
-
£655k
-
52 Coleridge Road
-
£510k
-
48 Coleridge Road
-
£675k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN