35 St Andrews Road, Cambridge, CB4 1DH

UPRN:200004178641Semi-Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£868,000

£825k - £912kHigh

Estimate

£868k

Range

£825k – £912k

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

4.76%

Verdict

Derived from HomePortfolio scores

35 St Andrews Road earns an INVESTIGATE rating with HP Score 80/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 50Bike 95

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£895,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,200-£3,900

Interest rate5.4%

Loan to value75%

Cash required: £304,550
Net cash flow: -£563/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.18 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£868,000

Rent Estimate (pcm)£3,550

Gross Yield4.76%

1y Growth-

3y Growth-2.7%

5y Growth+0.1%

10y Growth+0.8%

Last Sold Price£149,000 (1997-12-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CB4 1DH

Approval Rate

-12mo

Development

low

26/04064/HFUL
Single storey side and rear extension following demolition of side infill glazed roof and rear conservatory. Includes new wood burner flue
Pending
26/1272/TTCA
5 DAYS NOTICE - Poplar tree - Tree failed in the storm and will be reduced to the height to fence level
Approved
26/1242/TTCA
T1 ASH IN REAR GARDEN - 14ms tall x 10ms av. crown spread - - Raise crown Brunswick Terrace side to clear roof by 1.5ms by removing very low limb, reduce lower laterals over garden of 49 Maids Causeway by 1.5ms to rebalance to leave av. crown spread of 6ms. Reason - canopy overhanging and touching roof of neighbouring property in 1a Brunswick Terrace
Pending

View Planning Timeline

Ownership

Corporate Ownership59.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-12-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,711

Population Density4,602 /km²

Owner Occupied42%

Age Distribution

0-15 14%16-64 74%65+ 12%

View Area Profile

Schools Nearby

Cambridge Arts and Sciences (CATS and CSVPA)
0.3 mi
Inspected by ISI
Milton Road Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Brunswick Nursery School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
OA - Cambridge
0.5 mi
Good

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Cristinas House, 47 St Andrews Road
-
£335k
-
Cristinas House, 47 St Andrews Road
-
£278k
-
55 St Andrews Road
-
£835k
-
Cristinas House, 47 St Andrews Road
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN