57 Mowbray Road, Cambridge, CB1 7SR

UPRN:200004180447Flat/Maisonette2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (66)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£343,000

£326k - £360kHigh

Estimate

£343k

Range

£326k – £360k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

10.05%

Verdict

Derived from HomePortfolio scores

57 Mowbray Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

68/ 100

Moderate

Transit & Bike

Transit 54Bike 90

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£185,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £58,000
Net cash flow: £449/mo
Cash on cash: 9.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£343,000

Rent Estimate (pcm)£1,550

Gross Yield10.05%

1y Growth-

3y Growth+0.6%

5y Growth+1.0%

10y Growth+1.9%

Last Sold Price£65,000 (1996-08-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CB1 7SR

Approval Rate

-12mo

Development

low

26/00837/NMA1
Non-material amendment on application 26/00837/HFUL for omission of two-storey rear extension, reduction in width of rear single-storey extension to create side access to utility room from rear garden. Omission of first floor side window on East elevation and the change of material of single storey extension walls from render to standing seam Zinc.
Pending
26/04103/CL2PD
Certificate of lawfulness under S192 for the confirmation that the property is lawfully used as Use Class C4 - House in Multiple Occupation (3no. bedrooms / 3no. occupants)
Pending
26/04090/PRIOR
Demolition of existing single storey prefabricated building and cycle stores.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-08-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,711

Population Density5,194 /km²

Owner Occupied45%

Age Distribution

0-15 17%16-64 68%65+ 15%

View Area Profile

Schools Nearby

Homerton Early Years Centre
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Queen Edith Primary School
0.3 mi
Good
Morley Memorial Primary School
0.3 mi
Good
The Perse School
0.4 mi
Inspected by ISI

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

67 Mowbray Road
-
£482k
-
53 Mowbray Road
-
£568k
-
49 Mowbray Road
-
£555k
-
73A Mowbray Road
-
£780k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN