Thorington House, Thorington Street, Stoke by Nayland, Colchester, CO6 4SP

UPRN:200004232295Detached House8 bedsBuilt before 1900

Tenure: -Council Tax: Band HEPC: E (53)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Thorington House, Thorington Street, Stoke by Nayland, Colchester, CO6 4SP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£2,010,000

£1.61M - £2.41MLow

Estimate

£2.01M

Range

£1.61M – £2.41M

Rent Estimate (pcm)

£7,550

£7k - £8k

Monthly

£7,550

Yield

3.02%

Verdict

Derived from HomePortfolio scores

Thorington House earns an INVESTIGATE rating with HP Score 58/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,000,000

At the asking price

Monthly rent£7,550/mo

Evidenced range £6,800-£8,300

Interest rate5.4%

Loan to value75%

Cash required: £1,175,050
Net cash flow: -£4,898/mo
Cash on cash: -5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.75 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,010,000

Rent Estimate (pcm)£7,550

Gross Yield3.02%

1y Growth-15.3%

3y Growth-0.8%

5y Growth+0.2%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO6 4SP

Approval Rate

-12mo

Development

low

DC/26/02563
Discharge of Conditions Application for DC/24/01211 - Condition 4 (Timber Frame Repairs).
Approved
DC/25/05394
Notification of works to trees in a Conservation Area - T2 - Cotoneaster - Fell to ground level and grind out the stump - tree has died -We propose to replace it with a tree suitable to the site (ideally a heritage fruit tree).
Approved
DC/25/05186
Application to determine if Prior Approval is required for a Proposed: Erection, Extension or Alteration of a building for Agricultural or Forestry Use. Town and Country Planning (General Permitted Development) (England) Order 2015 as amended Schedule 2, Part 6, Class A - Erection of agricultural cow barn to replace structure which was unsafe
Approved

View Planning Timeline