Bakers End, White Horse Road, East Bergholt, Colchester, CO7 6TX

UPRN:200004233267Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: E (44)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Bakers End, White Horse Road, East Bergholt, Colchester, CO7 6TX

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£554,000

£526k - £581kHigh

Estimate

£554k

Range

£526k – £581k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

5.35%

Verdict

Derived from HomePortfolio scores

Bakers End earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 7Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£160/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£554,000

Rent Estimate (pcm)£2,450

Gross Yield5.35%

1y Growth-

3y Growth-3.5%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CO7 6TX

Approval Rate

-12mo

Development

low

DC/26/04909
Discharge of Conditions Application for DC/23/00910 - Conditions 8 (Wildlife Sensitive Lighting Design), 22 (Details of Flue), 23 (Details of External Hardscaping) and 27 (Agreement of Precise Details of Fenestration)
Pending
DC/26/04714
Application for works to trees in a Conservation Area - Reduce the crown all around by approximately 1.5m to 1No. Beech tree located The tree is approximately 3.5m from our house. The trunk circumference is approximately 1.3m. The tree canopy is approximately 9.0m in width and the overall height of the tree is approximately 9.0m high.
Pending
DC/26/04641
Application for works to trees subject to a Tree Preservation Order- T1 - Holly - Crown lift to 2 metres, reduce crown by 1-1.5 metres. Work required to maintain shape and size of tree for the area of the garden. T2 - Oak - Reduce crown on property side only by 2 metres to stop branches encroaching on the property roof and walls.
Pending

View Planning Timeline