Swifts Manor, Whelp Street, Preston St. Mary, Sudbury, CO10 9NJ

UPRN:200004235486Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPlanning· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Swifts Manor, Whelp Street, Preston St. Mary, Sudbury, CO10 9NJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£564,000

£451k - £677kLow

Estimate

£564k

Range

£451k – £677k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

10.08%

Verdict

Derived from HomePortfolio scores

Swifts Manor earns an INVESTIGATE rating with HP Score 55/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 2Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £610/mo
Cash on cash: 9.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£564,000

Rent Estimate (pcm)£2,100

Gross Yield10.08%

1y Growth-

3y Growth-0.7%

5y Growth+0.3%

10y Growth+2.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3CO10 9NJ

Approval Rate

100%12mo

Development

low

DC/26/03634
Application for Listed Building Consent. Replacement of the external render face of the existing walls of the cottage. Local repairs to oak frame where water damage has rotted the timbers.
Approved
DC/26/03157
Discharge of Conditions Application for DC/24/01127 - Condition 5 (Brick and Mortar), 8 (Thatch), 9 (Mechanical Ventilation), 10 (Facing and Roofing Materials), 11 (Sectional Drawings) and 13 (Fenestration)
Approved
DC/26/01943
Full Planning Application - Conversion of agricultural building to 1 no. dwellinghouse; Construction of new vehicular access and driveway.
Approved

View Planning Timeline