Pond Cottage, Wenden Road, Arkesden, Saffron Walden, CB11 4HB

UPRN:200004259971Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band GEPC: E (44)

Data freshness:Listing· freshPlanning· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Pond Cottage, Wenden Road, Arkesden, Saffron Walden, CB11 4HB

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,420,000

£1.35M - £1.49MHigh

Estimate

£1.42M

Range

£1.35M – £1.49M

Rent Estimate (pcm)

£4,900

£4k - £5k

Monthly

£4,900

Yield

3.92%

Verdict

Derived from HomePortfolio scores

Pond Cottage earns an INVESTIGATE rating with HP Score 58/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 3Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£4,900/mo

Evidenced range £4,350-£5,450

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£1,670/mo
Cash on cash: -3.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,420,000

Rent Estimate (pcm)£4,900

Gross Yield3.92%

1y Growth-

3y Growth-0.7%

5y Growth+0.2%

10y Growth+2.0%

Last Sold Price£1,150,000 (2017-11-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

4CB11 4HB

Approval Rate

100%12mo

Development

low

UTT/26/2785/CLE
The storage of building material on the site - see site plan showing location of a container and on site parking/turning - the rest of the site is used for open storage of building materials.
Pending
UTT/26/2599/TPO
1 no. large Sycamore overhanging house and path - fell and leave stump high all wood and waste will be removed from site.
Pending
UTT/26/2589/DOC
Application to approve the discharge of conditions 3 (rainwater goods), and 4 (details of new windows and doors) of UTT/26/1210/LB
Pending

View Planning Timeline