77 Thaxted Road, Saffron Walden, CB11 3AG

UPRN:200004263201Semi-Detached HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band CEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

77 Thaxted Road, Saffron Walden, CB11 3AG

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£428,000

£385k - £470kMedium

Estimate

£428k

Range

£385k – £470k

Rent Estimate (pcm)

£1,350

£1k - £2k

Monthly

£1,350

Yield

2.70%

Verdict

Derived from HomePortfolio scores

77 Thaxted Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

66/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 16Bike 65

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -40.2% (MEDIUM), sold-comps -60.4%, £/sqft -60.3%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200004263201· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 14.4%· as of 4 Nov 2026
Rental economics0/40
gross yield 2.7%; range width penalty ×0.76
- valuation_snapshotsrent estimate 1350/mo (range 1200-1500)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,669/mo, -124% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 217 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
199 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,200-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£1,090/mo
Cash on cash: -6.5%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.67 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200004263201Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 14.4%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 1350/mo (range 1200-1500)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1350/mo (range 1200-1500)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 217 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£428,000

Rent Estimate (pcm)£1,350

Gross Yield2.70%

1y Growth-

3y Growth-0.7%

5y Growth+0.2%

10y Growth+2.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

4CB11 3AG

Approval Rate

0%12mo

Development

low

UTT/26/2779/FUL
Removal of the existing external fire escape staircase and replacement of the staircase together with its associated works
Pending
UTT/26/2766/LB
Removal of the existing external fire escape staircase and replacement of the staircase together with its associated works
Pending
UTT/26/2704/LB
Replace existing single-glazed windows and doors with double-glazed units. Existing automatic sliding doors will be replaced with automatic glazed timber double doors.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,006

Population Density3,285 /km²

Owner Occupied63%

Age Distribution

0-15 19%16-64 57%65+ 24%

View Area Profile

Schools Nearby

St Thomas More Catholic Primary School, Saffron Walden
0.2 mi
Good
R A Butler Infant School
0.2 mi
Inspected as R A Butler Infant School (URN 115303) on 11 Dec 2007
R A Butler Junior School
0.2 mi
OutstandingImproving
St Mary's Church of England Voluntary Aided Primary School
0.6 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

85 Thaxted Road
-
£315k
-
69 Thaxted Road
-
£891k
-
67 Thaxted Road
-
£540k
-
73 Thaxted Road
-
£470k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN