Newlands Cottage, Ugley Green, Snakes Lane, Ugley Green, Bishop's Stortford, CM22 6HL

UPRN:200004269255Detached HouseBeds -Built 2025

FreeholdCouncil Tax: Band GEPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Newlands Cottage, Ugley Green, Snakes Lane, Ugley Green, Bishop's Stortford, CM22 6HL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£617,000

£494k - £741kLow

Estimate

£617k

Range

£494k – £741k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

1.92%

Verdict

Derived from HomePortfolio scores

Newlands Cottage earns an INVESTIGATE rating with HP Score 63/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

10/ 100

Low

Transit & Bike

Transit 6Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 1.9%; range width penalty ×0.78
- valuation_snapshotsrent estimate 2400/mo (range 2150-2650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,694/mo, -196% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Risk & liquidity9.2/15
165 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,150-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£3,401/mo
Cash on cash: -7.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.47 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2400/mo (range 2150-2650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2400/mo (range 2150-2650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£617,000

Rent Estimate (pcm)£2,400

Gross Yield1.92%

1y Growth-

3y Growth-0.3%

5y Growth+0.5%

10y Growth+2.7%

Last Sold Price£315,000 (2019-01-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CM22 6HL

Approval Rate

-12mo

Development

low

UTT/26/2668/CLE
Certificate of lawfulness, to confirm the access works carried out have started. Linked to Appeal Decision APP/C1570/W/22/3311069.
Pending
UTT/26/2649/FUL
Change of use from B1 Light Industrial (Now E Class) to B2 General Industrial
Pending
UTT/26/2472/DOC
Application for the approval of conditions 3 (Construction Method Statement), 4 (CEMP: Biodiversity), 5 (Landscaping), 6 (Biodiversity Enhancement Strategy), 10 (Lighting Strategy), 11 & 22 (Drainage), 12 (Resident Travel Information), 13 & 14 (Vehicular and Cycle Parking Plans), 21 (Renewable Energy Strategy, and 24 (Trees) attached to S62A/2024/0058 (UTT/24/1958/PINS) Construction of 16 dwellings including 40% affordable housing and associated infrastructure.
Pending

View Planning Timeline

Ownership

Corporate Ownership81.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-01-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£41,006

Population Density-

Owner Occupied76%

Age Distribution

0-15 15%16-64 58%65+ 27%

View Area Profile

Schools Nearby

Elsenham Church of England Voluntary Controlled Primary School
1.1 mi
-
Bentfield Primary School and Nursery
1.2 mi
Good
Magna Carta Primary Academy
1.4 mi
-
Henham and Ugley Primary and Nursery School
1.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Oakley Cottage
-
£400k
-
Willow View
-
£440k
-
Willow View
-
£320k
-
The White House
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN