Bryn Garmon, Garmon Court, Llanarmon-yn-Ial, Mold, CH7 4PX

UPRN:200004297384Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: D (67)

Data freshness:Planning· 5mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Bryn Garmon, Garmon Court, Llanarmon-yn-Ial, Mold, CH7 4PX

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£695,000

£661k - £730kHigh

Estimate

£695k

Range

£661k – £730k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

5.26%

Verdict

Derived from HomePortfolio scores

Bryn Garmon earns an INVESTIGATE rating with HP Score 78/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

70/ 100

High

Crime Score

16/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +6.5% (HIGH), sold-comps +15.5%, £/sqft +15.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 200004297384· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 22.9%· as of 5 Nov 2026
Rental economics1.8/40
gross yield 5.3%; range width penalty ×0.85
- valuation_snapshotsrent estimate 2850/mo (range 2600-3100)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -777/mo, -27% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity14.7/15
489 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£487,500£747,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,600-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£221/mo
Cash on cash: -1.2%
Score at this price: 19

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200004297384Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 4 comps, dispersion 22.9%Valuation edge · as of 5 Nov 2026
valuation_snapshotsrent estimate 2850/mo (range 2600-3100)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2600-3100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 55 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£695,000

Rent Estimate (pcm)£2,850

Gross Yield5.26%

1y Growth-

3y Growth+1.5%

5y Growth+1.8%

10y Growth+3.5%

Last Sold Price£635,000 (2022-08-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0CH7 4PX

Approval Rate

-12mo

Development

low

15/2025/0393/AC
Manylion profion radon a ffenestri a gyflwynwyd yn unol ag amodau rhif 4 a 5 o ganiatad adeilad rhestredig rhif 15/2023/0316 / Details of radon testing and windows submitted in accordance with condition no's 4 and 5 of listed building consent code no. 15/2023/0316
Approved
15/2025/0129/AC
Manylion y ddarpariaeth ar gyfer ystlumod sy'n clwydo ac adar sy'n nythu; gwella bioamrywiaeth ac archwiliad cydymffurfiaeth ecolegol a gyflwynwyd yn unol ag amodau rhif 3, 4 a 6 o ganiatad cynllunio rhif 15/2023/0315 / Details of provision for roosting bats and nesting birds; biodiversity enhancement and ecological compliance audit submitted in accordance with condition no's 3, 4 and 6 of planning permission code no. 15/2023/0315
Approved
15/2024/1499/PS
Dileu amod rhif 3 (ffenestri to arddull cadwraeth) a gyflwynwyd mewn perthynas â chaniatâd cynllunio rhif 15/2024/1015 / Removal of condition no. 3 (conservation style rooflights) submitted in relation to planning permission code no. 15/2024/1015
Approved

View Planning Timeline