The Old Bank, The Square, Corwen, LL21 0DE

UPRN:200004315643End Terrace Property3 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band FEPC: D (64)

Data freshness:Listing· freshPlanning· 5mo agoOwnership· freshEPC· 5mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

The Old Bank, The Square, Corwen, LL21 0DE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£148,000

£118k - £177kLow

Estimate

£148k

Range

£118k – £177k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

2.06%

Verdict

Derived from HomePortfolio scores

The Old Bank earns an INVESTIGATE rating with HP Score 73/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.1%; range width penalty ×0.87
- valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,166/mo, -194% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.3/15
51 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£766/mo
Cash on cash: -8.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.51 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£148,000

Rent Estimate (pcm)£600

Gross Yield2.06%

1y Growth-

3y Growth-1.7%

5y Growth-3.2%

10y Growth+3.1%

Last Sold Price£167,000 (2026-02-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL21 0DE

Approval Rate

-12mo

Development

low

05/2024/1260/PF
Newid defnydd ardal siop llawr gwaelod A1 i ddefnydd cymysg i gynnwys dosbarth defnydd A2 (gwasanaethau ariannol a phroffesiynol) / Change of use of A1 ground floor shop area to a mixed use to include use class A2 (financial and professional services)
Pending
05/2024/0141
Codi estyniad cefn a gwaith cysylltiedig (diwygiadau i 05/2022/0875) / Erection of rear extension and associated works (revisions to 05/2022/0875)
Approved
05/2024/0142
Codi estyniad cefn a gwaith cysylltiedig (diwygiadau i 05/2022/0876) (cais Adeilad Rhestredig) / Erection of rear extension and associated works (revisions to 05/2022/0876) (Listed Building application)
Approved

View Planning Timeline