Clowance, Toddington, Cheltenham, GL54 5DT

UPRN:200004330167Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band FEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Clowance, Toddington, Cheltenham, GL54 5DT

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£824,000

£742k - £906kMedium

Estimate

£824k

Range

£742k – £906k

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

5.66%

Verdict

Derived from HomePortfolio scores

Clowance earns an INVESTIGATE rating with HP Score 62/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 21Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

3 live adverts with different prices, types or bedrooms on one UPRN (£649,950-£774,950) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£699,950

At the asking price

Monthly rent£3,300/mo

Evidenced range £3,000-£3,650

Interest rate5.4%

Loan to value75%

Cash required: £236,283
Net cash flow: -£78/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£824,000

Rent Estimate (pcm)£3,300

Gross Yield5.66%

1y Growth-

3y Growth+0.4%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price£43,000 (2018-08-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0GL54 5DT

Approval Rate

-12mo

Development

low

26/00550/FUL
Erect a single storey timber garden room.
Approved
26/00403/FUL
Two storey rear extension
Approved
26/00370/FUL
Variation of Condition 2 (approved plans) and removal of Condition 3 (matching external materials) of planning approval 22/01354/FUL (Joint householder application for side and rear extensions to 54 and 55 Newtown, Toddington, GL54 5DU) to change the external of materials of the front and side elevations of the extension.
Rejected

View Planning Timeline

Ownership

Corporate Ownership71.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2018-08-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,603

Population Density107 /km²

Owner Occupied70%

Age Distribution

0-15 19%16-64 53%65+ 28%

View Area Profile

Schools Nearby

Isbourne Valley School
0.7 mi
Good
Winchcombe School
2.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Gretton Primary School
2.8 mi
Requires improvementConcerns
Oak Hill Church of England Primary School
2.9 mi
Inspected as Oak Hill Church of England Primary School (URN 115670) on 11 Jan 2022

6 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Laurels
-
£957k
-
The Oaks
-
£910k
-
Ashgrove House
-
£900k
-
Oxley House
-
£925k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN