Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-11-03T04:00:05.311355+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:47:13.297441+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-11T12:20:49.315062+00:00)
HP Score
62
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£238,000
£226k - £250kHigh
Estimate
£238k
Range
£226k – £250k
Rent Estimate (pcm)
£1,550
£2k - £2k
Monthly
£1,550
Yield
8.45%
Verdict
Derived from HomePortfolio scores
3 Dell Crescent earns an INVESTIGATE rating with HP Score 62/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (46/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
T1 - Oak: Remove dead wood. T2 - Beech: Remove dead wood. T3 - Oak: Remove dead wood and epicormic shoots. T4 - Oak: Remove dead wood and epicormic shoots. T5 - Oak: Remove dead wood. T6 - Oak: Remove dead wood and epicormic shoots. T7 - Oak: Remove dead wood and epicormic shoots. T8 - Oak: Remove dead wood and epicormic shoots.
Pending
26/01004/F
Sub-division of plot and construction of 3 No. dwellings.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
47
Reduced confidence2 independent sourcesListing checked 3 Nov 2026
Fewer independent sources agree, or a component could not be scored.
Valuation edge0/15
claims [AVM +7.6% (HIGH), sold-comps -0.9%, £/sqft -0.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 200004347393· as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.5%· as of 1 Nov 2026
Rental economics27.6/40
gross yield 8.5%; range width penalty ×1.00
valuation_snapshotsrent estimate 1550/mo (range 1500-1650)· as of 13 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 3 Nov 2026· verify before relying on this
Stress margin5.2/30
stressed cash flow +81/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 166 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
249 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £181,500
£165,000£253,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£220,000
At the asking price
£1,550/mo
Evidenced range £1,500-£1,650
5.4%
75%
Cash required
£69,200
Net cash flow
£331/mo
Cash on cash
5.7%
Score at this price
47
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 200004347393Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1550/mo (range 1500-1650)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 3 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
Risks
What could kill this deal
Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1500-1650)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £181,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026