21 St Philips Road, Norwich, NR2 3BL

UPRN:200004348163Terrace Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (65)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£374,000

£355k - £393kHigh

Estimate

£374k

Range

£355k – £393k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.24%

Verdict

Derived from HomePortfolio scores

21 St Philips Road earns an INVESTIGATE rating with HP Score 88/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

88/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

4/ 100

Low

Walkability

95/ 100

Excellent

Transit & Bike

Transit 55Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £84/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£374,000

Rent Estimate (pcm)£1,950

Gross Yield6.24%

1y Growth-

3y Growth-0.1%

5y Growth+1.6%

10y Growth+2.6%

Last Sold Price£265,000 (2017-12-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR2 3BL

Approval Rate

-12mo

Development

low

26/01086/L
Remove concrete render plinth and blown plaster and replace the outside render with lime render and breathable paint and repair the internal plaster.
Pending
26/01061/TPO
T1 - Yew - Reduce from approximately 13 to 11.5m in height and from 11 to 8m in width as the tree is outgrowing the space; T2 - Lime - Remove dead top; T3 - Horse Chestnut - Reduce from approximately 22 to 18m in height and from 18 to 14m in width. Remove the over-extended branch on the east side at 5m above ground level. Raise the crown to 5m above the road and 4m above the drive. Remove dead branches and prune back the broken branch stubs. The tree recently shed a few large branches above the road. The work will reduce the chance of this happening again.
Pending
26/01060/TPO
T1 - Horse Chestnut: Reduce from approximately 18m to 15m in height and from 14m to 11m in width. Raise the crown to 5m above the road and 4m above the drive. Remove deadwood over 40mm attachment diameter.
Pending

View Planning Timeline

Ownership

Corporate Ownership61.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-12-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,421

Population Density-

Owner Occupied57%

Age Distribution

0-15 14%16-64 75%65+ 11%

View Area Profile

Schools Nearby

Notre Dame Preparatory School (Norwich) Limited
0.2 mi
Inspected by ISI
Nelson Infant School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Red Balloon Educational Trust-Norfolk
0.3 mi
Good
Wensum Junior School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

4 St Philips Road
-
£460k
-
38 St Philips Road
-
£350k
-
23 St Philips Road
-
£470k
-
3 St Philips Road
-
£495k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN