74 St Faiths Lane, Norwich, NR1 1NE

UPRN:200004353497Flat/Maisonette9 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£482,000

£386k - £579kLow

Estimate

£482k

Range

£386k – £579k

Rent Estimate (pcm)

£2,700

£3k - £3k

Monthly

£2,700

Yield

6.48%

Verdict

Derived from HomePortfolio scores

74 St Faiths Lane earns an INVESTIGATE rating with HP Score 58/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

54/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 3Bike 81

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,550-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £182/mo
Cash on cash: 1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£482,000

Rent Estimate (pcm)£2,700

Gross Yield6.48%

1y Growth-

3y Growth-1.5%

5y Growth+0.0%

10y Growth+2.2%

Last Sold Price£470,000 (2022-01-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NR1 1NE

Approval Rate

100%12mo

Development

low

26/01093/F
Internal alterations at lower ground floor, ground floor, and upper floors including to public facing spaces and workspaces; internal and external alterations to Clocktower; repairs, alterations, and replacement of windows, rooflights, handrails, railings, metal work, facades, roof coverings; external alterations to terrace; installation of plant at roof level; installation of external lighting; and installation of roof to north lightwell to internalise the space alongside alterations to introduce new floor slab, balconies, and doors; and other associated works.
Pending
26/01094/L
Internal alterations at lower ground floor, ground floor, and upper floors including to public facing spaces and workspaces; internal and external alterations to Clocktower; repairs, alterations, and replacement of windows, rooflights, handrails, railings, metal work, facades, roof coverings; external alterations to terrace; installation of plant at roof level; installation of external lighting; and installation of roof to north lightwell to internalise the space alongside alterations to introduce new floor slab, balconies, and doors; and other associated works.
Pending
26/01086/L
Remove concrete render plinth and blown plaster and replace the outside render with lime render and breathable paint and repair the internal plaster.
Pending

View Planning Timeline