5 Thurling Loke, Norwich, NR7 9QQ

UPRN:200004356629Terrace Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£206,000

£195k - £216kHigh

Estimate

£206k

Range

£195k – £216k

Rent Estimate (pcm)

£850

£800 - £950

Monthly

£850

Yield

5.10%

Verdict

Derived from HomePortfolio scores

5 Thurling Loke earns an INVESTIGATE rating with HP Score 60/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

22/ 100

Moderate

Walkability

36/ 100

Mixed

Transit & Bike

Transit 58Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: -£87/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£206,000

Rent Estimate (pcm)£850

Gross Yield5.10%

1y Growth-

3y Growth+0.3%

5y Growth+1.7%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR7 9QQ

Approval Rate

-12mo

Development

low

2026/3189
T1 Oak - Reduce lower lateral branches on southern aspect by approx. 1-2m (current radial spread 11m), T3 Oak - Reduce southern aspect by approx. 1.5m (current radial spread 8.5m) and northern aspect by approx. 2.5m (current radial spread 10m), T5 Oak - Reduce longest laterals on southern and western aspects by approx. 1.5m (current spread 11m) and crown lift to achieve a clearance height of 5.5m over road and 2.5m over pavement, T6 Oak - Reduce overextended lateral branches in upper crown on southern aspect by approx. 4m (current spread 10m) and approx. 2m on northern aspect (current spread 9m) and crown lift to achieve a clearance height of 5.5m over highway and 2.5m over pathway, reduce away from streetlight to give 2m of clearance
Pending
2026/3185
T1 Oak - Crown lift southern aspect to achieve a clearance height of approx. 5m above ground level and reduce lowest 2 no. overextended lateral branches on neighbours side by 2m (current spread 12m)
Pending
26/01056/D
Details of Condition 17: roads, footways and cycleways of previous permission 25/01138/F.
Pending

View Planning Timeline