10 The Swale, Norwich, NR5 9HE

UPRN:200004365484Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band DEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£349,000

£331k - £366kHigh

Estimate

£349k

Range

£331k – £366k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

7.54%

Verdict

Derived from HomePortfolio scores

10 The Swale earns an INVESTIGATE rating with HP Score 70/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 36Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,100-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £342/mo
Cash on cash: 3.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.86 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£349,000

Rent Estimate (pcm)£2,200

Gross Yield7.54%

1y Growth-16.8%

3y Growth-3.9%

5y Growth+0.1%

10y Growth+2.3%

Last Sold Price£210,000 (2004-10-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR5 9HE

Approval Rate

-12mo

Development

low

26/00835/TPO
T3 - Beech: Crown lift to 4m for vehicular access.
Approved
26/00795/TCA
T1, T2 - Beech trees: Crown lift to 4m. T3 - Prunus tree: Fell. T4 - Oak tree: Crown lift to 3m. T5 - Magnolia tree: Fell.
Approved
26/00657/F
Installation of 8no new external AC condenser units, 1no new louver and repositioning of 4no existing AC internal condenser units externally.
Approved

View Planning Timeline

Ownership

Corporate Ownership82.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-10-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,421

Population Density3,969 /km²

Owner Occupied27%

Age Distribution

0-15 18%16-64 77%65+ 5%

View Area Profile

Schools Nearby

St Michael's VA Junior School
0.5 mi
Good
Chapel Break Infant School
0.5 mi
Outstanding
Clover Hill VA Infant and Nursery School
0.8 mi
Inspected as Clover Hill Infant School and Nursery (URN 120992) on 17 Feb 2011
Costessey Primary School
0.9 mi
Good

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

21 The Swale
-
£265k
-
24 The Swale
-
£262k
-
8 The Swale
-
£375k
-
16 The Swale
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN