37 Alphingate Close, Stalybridge, SK15 3RL

UPRN:200004403231Terrace Property2 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band BEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

37 Alphingate Close, Stalybridge, SK15 3RL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£234,000

£223k - £246kHigh

Estimate

£234k

Range

£223k – £246k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.89%

Verdict

Derived from HomePortfolio scores

37 Alphingate Close earns an INVESTIGATE rating with HP Score 57/100. Investment score 50/100 reflects moderate fundamentals. Walkability is limited (32/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

No data

Walkability

32/ 100

Mixed

Transit & Bike

Transit 18Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £141/mo
Cash on cash: 2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£234,000

Rent Estimate (pcm)£1,350

Gross Yield6.89%

1y Growth+58.6%

3y Growth+7.1%

5y Growth+4.2%

10y Growth+4.5%

Last Sold Price£63,000 (2002-02-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK15 3RL

Approval Rate

-12mo

Development

low

26/00118/PLCOND
Full discharge of Condition 3 (Materials), Condition 4 (Scoping Plan), Condition 5 (Lime Mortar Mix), Condition 6 (Method Statement) and Condition 7 (Toolbox Talks) of planning reference 26/00041/LBC
Pending
26/00738/CPUD
Lawful Development Certificate For Proposed Single Storey Side Extension
Rejected
26/00691/CPUD
Proposed single storey rear extension
Approved

View Planning Timeline

Ownership

Corporate Ownership68%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-02-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,877

Population Density-

Owner Occupied50%

Age Distribution

0-15 22%16-64 67%65+ 11%

View Area Profile

Schools Nearby

St Raphael's Catholic Primary School
0.3 mi
Good
Millbrook Primary School
0.4 mi
Inspected as Millbrook Primary School (URN 106195) on 5 Dec 2023
Dixons Pennine Academy
0.7 mi
Good
St Paul's CofE Primary School, Stalybridge
0.8 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Alphingate Close
-
£210k
-
23 Alphingate Close
-
£250k
-
1 Alphingate Close
-
£145k
-
5 Alphingate Close
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN