21 Whitmore Road, Newcastle, ST5 3LY

UPRN:200004605148Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: C (76)

Data freshness:Listing· freshOwnership· freshEPC· 2mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£692,000

£657k - £726kHigh

Estimate

£692k

Range

£657k – £726k

Rent Estimate (pcm)

£3,350

£3k - £4k

Monthly

£3,350

Yield

5.78%

Verdict

Derived from HomePortfolio scores

21 Whitmore Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

35/ 100

Mixed

Transit & Bike

Transit 18Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£3,350/mo

Evidenced range £3,050-£3,600

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£26/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£692,000

Rent Estimate (pcm)£3,350

Gross Yield5.78%

1y Growth-

3y Growth+3.9%

5y Growth+4.3%

10y Growth+3.4%

Last Sold Price£330,000 (2015-08-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1ST5 3LY

Approval Rate

100%12mo

Development

low

26/00794/FUL
C3 dwelling to C2 supported housing
Pending
26/00782/FUL
First floor side extension alongside single storey/part double storey rear extension with garage conversion. Including extension to existing dropped kerb with new permeable driveway.
Pending
26/00760/PLD
Application for a lawful development certificate for proposed portable short-wave amateur radio aerial
Pending

View Planning Timeline

Ownership

Corporate Ownership75.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-08-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,205

Population Density3,334 /km²

Owner Occupied93%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Westlands Primary School
0.3 mi
Inspected as Westlands Primary School (URN 124119) on 17 Oct 2023
Newcastle Academy
0.4 mi
Good
Co-op Academy Friarswood
0.4 mi
Good
Langdale Primary School
0.5 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

25 Whitmore Road
-
£575k
-
5 Whitmore Road
-
£386k
-
1 Whitmore Road
-
£540k
-
15 Whitmore Road
-
£550k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN