31 Alma Street, Bradford, BD4 8QE

UPRN:200004693067Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (57)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£115,000

£104k - £127kMedium

Estimate

£115k

Range

£104k – £127k

Rent Estimate (pcm)

£900

£900 - £950

Monthly

£900

Yield

10.80%

Verdict

Derived from HomePortfolio scores

31 Alma Street earns an INVESTIGATE rating with HP Score 67/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

68/ 100

Moderate

Transit & Bike

Transit 42Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£100,000

At the asking price

Monthly rent£900/mo

Evidenced range £900-£950

Interest rate5.4%

Loan to value75%

Cash required: £31,300
Net cash flow: £286/mo
Cash on cash: 10.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£115,000

Rent Estimate (pcm)£900

Gross Yield10.80%

1y Growth+39.1%

3y Growth+4.0%

5y Growth+4.0%

10y Growth+4.9%

Last Sold Price£63,750 (2019-05-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0BD4 8QE

Approval Rate

-12mo

Development

low

26/02989/FUL
Change of use of existing vacant land to car wash and valeting service including 4 x covered valeting bays, sliding gate, fencing, siting of portacabin, storage building and drainage following demolition of existing container and WC buildings
Pending
26/02915/CLE
Use of land for the continuous siting and independent residential occupation of a static caravan
Pending
26/02697/FUL
Single storey rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-05-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,424

Population Density-

Owner Occupied50%

Age Distribution

0-15 24%16-64 60%65+ 16%

View Area Profile

Schools Nearby

Meadow Bank Community School
0.3 mi
Inspected as Fearnville Primary School (URN 146435) on 13 Mar 2023
Lower Fields Primary Academy
0.4 mi
Good
Bradford Forster Academy
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Co-op Academy Penny Oaks
0.5 mi
Inspected as St. Mary's & St. Peter's Catholic Primary School (URN 107329) on 13 Dec 2022

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Alma Street
-
£50k
-
16 Alma Street
-
£100k
-
11 Alma Street
-
£55k
-
33 Alma Street
-
£98k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN