5 Denholme Gate, Halifax Road, Denholme, Bradford, BD13 4EP

UPRN:200004694740Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band AEPC: D (68)

Data freshness:Listing· freshPlanning· 2mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

5 Denholme Gate, Halifax Road, Denholme, Bradford, BD13 4EP

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£324,000

£291k - £356kMedium

Estimate

£324k

Range

£291k – £356k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

3.16%

Verdict

Derived from HomePortfolio scores

5 Denholme Gate earns an INVESTIGATE rating with HP Score 59/100. Investment score 74/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

74/ 100

High

Crime Score

54/ 100

Elevated

Walkability

14/ 100

Low

Transit & Bike

Transit 20Bike 7

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 11 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -69.8% (MEDIUM), sold-comps -71.3%, £/sqft -71.2%] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 11 Nov 2026
- valuation_snapshotsestimate for 200004694740· as of 11 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 21.5%· as of 12 Oct 2026
Rental economics0/40
gross yield 3.2%; range width penalty ×0.86
- valuation_snapshotsrent estimate 1450/mo (range 1350-1600)· as of 11 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,385/mo, -95% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 11 Nov 2026
Risk & liquidity12.8/15
351 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£852/mo
Cash on cash: -5.6%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.78 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200004694740Valuation edge · as of 11 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 21.5%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1450/mo (range 1350-1600)Rental economics · as of 11 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1450/mo (range 1350-1600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 38 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£324,000

Rent Estimate (pcm)£1,450

Gross Yield3.16%

1y Growth-

3y Growth+7.4%

5y Growth+4.0%

10y Growth+3.5%

Last Sold Price£76,000 (1999-09-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1BD13 4EP

Approval Rate

-12mo

Development

low

26/02908/FUL
Installation of replacement wind turbines (Vestas V29 turbine) and associated infrastructure following removal and decommissioning of the existing turbines
Pending
26/02736/FUL
Demolition of stables and construction of detached bungalow
Pending
26/02799/FUL
Conversion of barn to form additional accommodation. Refurbishment of house including dormers, porch, bay windows, and detached garage. Part demolition of lean-to extension to barn.
Pending

View Planning Timeline