20 Kensington Road, York, YO30 5XG

UPRN:200004752425Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£356,000

£338k - £374kHigh

Estimate

£356k

Range

£338k – £374k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

4.76%

Verdict

Derived from HomePortfolio scores

20 Kensington Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (35/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

35/ 100

Mixed

Transit & Bike

Transit 11Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£315,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,100-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £101,550
Net cash flow: -£198/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.18 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£356,000

Rent Estimate (pcm)£1,250

Gross Yield4.76%

1y Growth-

3y Growth+1.9%

5y Growth+2.3%

10y Growth+3.6%

Last Sold Price£205,000 (2006-04-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0YO30 5XG

Approval Rate

-12mo

Development

low

26/01545/FUL
Single storey rear extension.
Approved
26/01546/FUL
Single storey front and rear extensions
Pending
26/01240/LHE
Erection of single storey extension extending 4.8 metres beyond the rear wall of the original house, with a height to the eaves of 2.9 metres and a total height of 3.3 metres
Rejected

View Planning Timeline

Ownership

Corporate Ownership65%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-04-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,961

Population Density1,364 /km²

Owner Occupied83%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Clifton With Rawcliffe Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Lakeside Primary Academy
0.7 mi
Good
Skelton Primary School
0.9 mi
Good
Manor Church of England Academy
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Kensington Road
-
£390k
-
2 Kensington Road
-
£325k
-
33 Kensington Road
-
£390k
-
25 Kensington Road
-
£440k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN