88A Ballards Lane, London, N3 2DL

UPRN:200006393Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£300,000

£285k - £315kHigh

Estimate

£300k

Range

£285k – £315k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

5.24%

Verdict

Derived from HomePortfolio scores

88A Ballards Lane earns an INVESTIGATE rating with HP Score 83/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

75/ 100

High

Crime Score

26/ 100

Moderate

Walkability

95/ 100

Excellent

Transit & Bike

Transit 65Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,100-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£97/mo
Cash on cash: -1.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.29 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£300,000

Rent Estimate (pcm)£1,200

Gross Yield5.24%

1y Growth-

3y Growth-1.9%

5y Growth-0.5%

10y Growth+0.6%

Last Sold Price£215,000 (2010-12-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0N3 2DL

Approval Rate

-12mo

Development

low

26/3959/192
Single storey rear extension with 2no. rooflights following the demolition of existing conservatory
Pending
26/3949/192
Roof extension involving hip to gable, rear dormer with juliette balcony with 4no. front facing rooflights
Pending
26/3950/HSE
Single storey rear extension with pitched gable roof. New Pergola. Installation of Air Source Heat Pump (ASHP)
Pending

View Planning Timeline

Ownership

Corporate Ownership48.3%
Overseas OwnershipNo
Lease Term Remaining92 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2010-12-10
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density6,432 /km²

Owner Occupied43%

Age Distribution

0-15 18%16-64 69%65+ 13%

View Area Profile

Schools Nearby

St Mary's CofE Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pardes House Grammar School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Pardes House Primary School
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
Moss Hall Junior School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

96A Ballards Lane
-
£285k
-
96 Ballards Lane
-
£265k
-
88 Ballards Lane
-
£388k
-
82 Ballards Lane
-
£750k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN